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Expert Resources to Help You Recover Your Losses
Insights on Property Damage Law


Take Photos Before Cleaning Up After Water Damage: Protect Yourself from Insurance Company Games
Don’t let insurance companies use a “catch 22” to deny your water damage claim. Learn how documenting damage with photos and videos before cleanup can protect your rights and help you get the coverage you deserve.
Kyle Staggs
Oct 282 min read


While You Wait on Your Claim, Tower Hill Builds a Golf Course
Tower Hill Insurance is building a private golf course for its employees—while many Florida homeowners are still fighting for fair claim payouts. As someone who helps property owners take on insurance companies, I see this for what it is: a reminder of misplaced priorities. If you’re struggling with your claim, you’re not alone. I’m here to fight for what you’re truly owed.
Kyle Staggs
Apr 212 min read


Spotting Early Signs of Water Damage: A Guide for Florida Homeowners
Living in the Sunshine State comes with its fair share of challenges, and dealing with moisture-related issues is a significant concern...
Kyle Staggs
Mar 275 min read


Who is Liable for Fallen Tree Damage in Florida: The Impact of the Proposed Law Change
Florida’s Fallen Tree Act could shift tree damage liability to tree owners, impacting insurance claims, premiums, and legal disputes.
Kyle Staggs
Mar 123 min read


I had two claims this year. Do I need to pay my deductible again?
Florida's single-season hurricane deductible can save homeowners thousands. Know your rights to avoid overpaying after multiple storms!
Kyle Staggs
Mar 53 min read


How Long Do I Have to Hire a Lawyer After Property Damage?
Wondering how long you have to hire a lawyer for property damage claims?
Kyle Staggs
Mar 53 min read


Common Construction Defects in Florida and How to Spot Them
Florida’s rapid growth and unique climate create a challenging environment for construction. Unfortunately, construction defects are a...
Kyle Staggs
Mar 33 min read


Florida’s “Insurance Crisis”: How Insurers Hide Billions and Shift the Burden to Homeowners
Florida insurers hid billions in profits through affiliates while claiming hardship, driving premium hikes and limiting homeowner protection
Kyle Staggs
Feb 256 min read


Why Mortgage Lenders Require You to Have Insurance
Mortgage lenders require insurance to protect their investment and ensure you can recover from disasters without risking your home or financ
Kyle Staggs
Feb 214 min read


Will Filing an Insurance Claim Increase Premiums?
Will filing a property insurance claim raise your premiums? Learn key factors and how I can help protect your rights in Florida.
Kyle Staggs
Feb 213 min read
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